January 4

“The European Central Bank (ECB) remains open to the idea of a digital euro equivalent but would want to stop citizens holding too much of it. 

Specifically, Bindseil proposes a two-tier interest rate system, which would offer “unattractive” rates to holdings above a certain threshold. This, he says, would reduce the likelihood of savers selling fiat for the CBDC in times of crisis.

Savers could potentially move funds out of the ECB’s jurisdiction much more easily than they could via the banking system under such circumstances.


“Iran-based sellers on peer-to-peer trading platform LocalBitcoins are currently asking for around 1 billion Iranian rials or over $24,000 per Bitcoin (BTC) — well over its 2017 all-time high — as tensions reach a boiling point between Washington and Tehran.

The premium may be due to Iranians looking to exit Iran’s depreciating national currency, particularly amid the rising prospect of war with the U.S.”



The SEC is scrutinizing how ICO investor money was spent. Telegram has refused to hand over ICO allocation records relevant to the “efforts of others,” part of the Howey Test used by the SEC to determine if a financial product is a security. 

The requested bank records are highly relevant to the issues in dispute in this case, including how much money Telegram has spent, and in what manner, in developing the TON Blockchain.

The SEC said the investment information is necessary ahead of next week’s deposement of three Telegram employees, including founder and CEO Pavel Durov.”

See Also: Telegram Refusing to Tell SEC How It Spent $1.7 Billion of ICO Cash